Here you’ll find the details about your benefit plans along with a variety of legally required notices. Download the documents by clicking on the links. You can also request a hard copy of any document by contacting the Benefits Support.

Summary Plan Descriptions (SPDs), Summary of Material Modifications (SMMs), Certificates of Insurance, Evidence of Coverage
Ensign Health and Welfare Plan Wrap SPD
Ensign 2022 Health and Welfare Plan Summary of Material Modifications (SMM)
 2024 Centivo PCP Partnership Plan SPD
 2023 Value Copay SPD
2023 Choice HSA PPO SPD
2023 Premier EPO SPD
2024 Kaiser HMO Southern California Evidence of Coverage
2024 Kaiser HMO Northern California Evidence of Coverage
2024 Kaiser HMO Colorado Evidence of Coverage
2024 Kaiser HMO Northwest Evidence of Coverage
2024 Kaiser HMO Washington Evidence of Coverage
Cigna DHMO (CA Only) SPD
Cigna DHMO (non-CA) SPD
Cigna DHMO (non-CA) SPD Rider
Cigna Dental PPO SPD
Cigna Indemnity Dental SPD
Vision Service Plan SPD
Ensign 401(k) SPD
Unum Basic Life and AD&D Certificate of Insurance (Facilities)
Unum Basic Life and AD&D Certificate of Insurance (Service Center)
Unum Basic Life and AD&D Certificate of Insurance (Dept Heads, Nurses, Therapists, Therapy Assistants)
Unum Supplemental Life and AD&D Certificate of Insurance (Facilities)
Unum Supplemental Life and AD&D Certificate of Insurance (Service Center)
Unum Supplemental Life and AD&D Certificate of Insurance (Dept Heads, Nurses, Therapists, Therapy Assistants)
Unum Long-term Disability Certificate of Insurance
Unum Accident Plan Certificate of Coverage
 Unum Hospital Indemnity Plan Certificate of Coverage
Unum Critical Illness Plan Certificate of Coverage
Compliance Notices
2025 Ensign Compliance Notices Booklet
Summaries of Benefits and Coverage (SBCs)
2025 SBCs
Ensign 2025 Premier EPO SBC
Ensign 2025 Choice HSA PPO SBC
Ensign 2025 Value Copay SBC
Kaiser 2025 HMO CA with HSA SBC
Kaiser 2025 HMO CO with HSA SBC
Kaiser 2025 HMO OR with HSA SBC
Kaiser 2025 HMO WA with HSA SBC
SIMNSA 2025 HMO SBC English
SIMNSA 2025 HMO SBC Spanish
CENTIVO 2025 PCP Partnership Plan SBC
2024 SBCs
Ensign 2024 Premier EPO SBC
Ensign 2024 Choice HSA PPO SBC
Ensign 2024 Value Copay SBC
Kaiser 2024 HMO CA with HSA SBC
Kaiser 2024 HMO CO with HSA SBC
Kaiser 2024 HMO OR with HSA SBC
Kaiser 2024 HMO WA with HSA SBC
SIMNSA 2024 HMO SBC English
SIMNSA 2024 HMO SBC Spanish
CENTIVO 2024 PCP Partnership Plan SBC
Summary Annual Reports (SARs)
Ensign Health and Welfare Plan 2023 Summary Annual Report
Ensign 401(k) Plan 2023 Summary Annual Report